LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,719
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$122,411
−HK$3,752/mo
Today · 4.125%
HK$126,163
baseline
▲ 0.50% · 4.625%
HK$133,840
+HK$7,677/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$252,326/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,073
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$135,615
−HK$3,594/mo
Today · 4.125%
HK$139,209
baseline
▲ 0.50% · 4.625%
HK$146,547
+HK$7,338/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$278,418/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,462
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$146,894
−HK$4,502/mo
Today · 4.125%
HK$151,396
baseline
▲ 0.50% · 4.625%
HK$160,608
+HK$9,212/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$302,792/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,488
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$162,739
−HK$4,312/mo
Today · 4.125%
HK$167,051
baseline
▲ 0.50% · 4.625%
HK$175,856
+HK$8,805/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$334,102/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,206
−HK$10,423/mo
▼ 0.25% · 3.875%
HK$171,376
−HK$5,253/mo
Today · 4.125%
HK$176,629
baseline
▲ 0.50% · 4.625%
HK$187,376
+HK$10,747/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$353,258/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,903
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$189,862
−HK$5,030/mo
Today · 4.125%
HK$194,892
baseline
▲ 0.50% · 4.625%
HK$205,165
+HK$10,273/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$389,784/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,694
−HK$13,400/mo
▼ 0.25% · 3.875%
HK$220,341
−HK$6,753/mo
Today · 4.125%
HK$227,094
baseline
▲ 0.50% · 4.625%
HK$240,912
+HK$13,818/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$454,188/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,732
−HK$12,844/mo
▼ 0.25% · 3.875%
HK$244,108
−HK$6,468/mo
Today · 4.125%
HK$250,576
baseline
▲ 0.50% · 4.625%
HK$263,784
+HK$13,208/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$501,152/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,709 · Scale 2, in force from 26 Feb 2026)