LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,726
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,419
−HK$3,752/mo
Today · 4.125%
HK$126,171
baseline
▲ 0.50% · 4.625%
HK$133,848
+HK$7,677/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$252,342/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,082
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,624
−HK$3,593/mo
Today · 4.125%
HK$139,217
baseline
▲ 0.50% · 4.625%
HK$146,556
+HK$7,339/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$278,434/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,471
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$146,903
−HK$4,502/mo
Today · 4.125%
HK$151,405
baseline
▲ 0.50% · 4.625%
HK$160,618
+HK$9,213/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$302,810/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,498
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$162,749
−HK$4,312/mo
Today · 4.125%
HK$167,061
baseline
▲ 0.50% · 4.625%
HK$175,867
+HK$8,806/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$334,122/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,216
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,387
−HK$5,253/mo
Today · 4.125%
HK$176,640
baseline
▲ 0.50% · 4.625%
HK$187,388
+HK$10,748/mo
Deposit HK$15.62M · loan HK$36.45M · min. income ≈ HK$353,280/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,914
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$189,873
−HK$5,031/mo
Today · 4.125%
HK$194,904
baseline
▲ 0.50% · 4.625%
HK$205,178
+HK$10,274/mo
Deposit HK$15.62M · loan HK$36.45M · min. income ≈ HK$389,808/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,707
−HK$13,401/mo
▼ 0.25% · 3.875%
HK$220,354
−HK$6,754/mo
Today · 4.125%
HK$227,108
baseline
▲ 0.50% · 4.625%
HK$240,927
+HK$13,819/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$454,216/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,747
−HK$12,844/mo
▼ 0.25% · 3.875%
HK$244,123
−HK$6,468/mo
Today · 4.125%
HK$250,591
baseline
▲ 0.50% · 4.625%
HK$263,800
+HK$13,209/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$501,182/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,846 · Scale 2, in force from 26 Feb 2026)