LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,736
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,429
−HK$3,752/mo
Today · 4.125%
HK$126,181
baseline
▲ 0.50% · 4.625%
HK$133,859
+HK$7,678/mo
Deposit HK$26.04M · loan HK$26.04M · min. income ≈ HK$252,362/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,092
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,635
−HK$3,594/mo
Today · 4.125%
HK$139,229
baseline
▲ 0.50% · 4.625%
HK$146,568
+HK$7,339/mo
Deposit HK$26.04M · loan HK$26.04M · min. income ≈ HK$278,458/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,483
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$146,915
−HK$4,503/mo
Today · 4.125%
HK$151,418
baseline
▲ 0.50% · 4.625%
HK$160,631
+HK$9,213/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$302,836/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,511
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$162,762
−HK$4,312/mo
Today · 4.125%
HK$167,074
baseline
▲ 0.50% · 4.625%
HK$175,881
+HK$8,807/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$334,148/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,230
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,400
−HK$5,254/mo
Today · 4.125%
HK$176,654
baseline
▲ 0.50% · 4.625%
HK$187,403
+HK$10,749/mo
Deposit HK$15.62M · loan HK$36.45M · min. income ≈ HK$353,308/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,929
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,889
−HK$5,031/mo
Today · 4.125%
HK$194,920
baseline
▲ 0.50% · 4.625%
HK$205,195
+HK$10,275/mo
Deposit HK$15.62M · loan HK$36.45M · min. income ≈ HK$389,840/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,724
−HK$13,402/mo
▼ 0.25% · 3.875%
HK$220,372
−HK$6,754/mo
Today · 4.125%
HK$227,126
baseline
▲ 0.50% · 4.625%
HK$240,946
+HK$13,820/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$454,252/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,766
−HK$12,846/mo
▼ 0.25% · 3.875%
HK$244,143
−HK$6,469/mo
Today · 4.125%
HK$250,612
baseline
▲ 0.50% · 4.625%
HK$263,822
+HK$13,210/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$501,224/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,213,024 · Scale 2, in force from 26 Feb 2026)