LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,874
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,243
−HK$376/mo
Today · 4.125%
HK$12,619
baseline
▲ 0.50% · 4.625%
HK$13,386
+HK$767/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,238/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,210
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,564
−HK$359/mo
Today · 4.125%
HK$13,923
baseline
▲ 0.50% · 4.625%
HK$14,657
+HK$734/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,846/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,249
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,692
−HK$450/mo
Today · 4.125%
HK$15,142
baseline
▲ 0.50% · 4.625%
HK$16,064
+HK$922/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,284/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,852
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,277
−HK$431/mo
Today · 4.125%
HK$16,708
baseline
▲ 0.50% · 4.625%
HK$17,589
+HK$881/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,416/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,624
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,141
−HK$525/mo
Today · 4.125%
HK$17,666
baseline
▲ 0.50% · 4.625%
HK$18,741
+HK$1,075/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,332/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,494
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,990
−HK$503/mo
Today · 4.125%
HK$19,493
baseline
▲ 0.50% · 4.625%
HK$20,520
+HK$1,027/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$38,986/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,373
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$676/mo
Today · 4.125%
HK$22,714
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,382/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,428/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$647/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,321/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,165 · Scale 2, in force from 26 Feb 2026)