LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,755
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$122,449
−HK$3,753/mo
Today · 4.125%
HK$126,202
baseline
▲ 0.50% · 4.625%
HK$133,881
+HK$7,679/mo
Deposit HK$26.04M · loan HK$26.04M · min. income ≈ HK$252,404/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,113
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$135,656
−HK$3,595/mo
Today · 4.125%
HK$139,251
baseline
▲ 0.50% · 4.625%
HK$146,591
+HK$7,340/mo
Deposit HK$26.04M · loan HK$26.04M · min. income ≈ HK$278,502/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,505
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$146,938
−HK$4,504/mo
Today · 4.125%
HK$151,442
baseline
▲ 0.50% · 4.625%
HK$160,657
+HK$9,215/mo
Deposit HK$20.83M · loan HK$31.25M · min. income ≈ HK$302,884/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,536
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$162,788
−HK$4,313/mo
Today · 4.125%
HK$167,101
baseline
▲ 0.50% · 4.625%
HK$175,909
+HK$8,808/mo
Deposit HK$20.83M · loan HK$31.25M · min. income ≈ HK$334,202/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,256
−HK$10,426/mo
▼ 0.25% · 3.875%
HK$171,428
−HK$5,254/mo
Today · 4.125%
HK$176,682
baseline
▲ 0.50% · 4.625%
HK$187,433
+HK$10,751/mo
Deposit HK$15.62M · loan HK$36.46M · min. income ≈ HK$353,364/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,959
−HK$9,992/mo
▼ 0.25% · 3.875%
HK$189,919
−HK$5,032/mo
Today · 4.125%
HK$194,951
baseline
▲ 0.50% · 4.625%
HK$205,227
+HK$10,276/mo
Deposit HK$15.62M · loan HK$36.46M · min. income ≈ HK$389,902/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,758
−HK$13,405/mo
▼ 0.25% · 3.875%
HK$220,407
−HK$6,756/mo
Today · 4.125%
HK$227,163
baseline
▲ 0.50% · 4.625%
HK$240,985
+HK$13,822/mo
Deposit HK$5.21M · loan HK$46.87M · min. income ≈ HK$454,326/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,804
−HK$12,848/mo
▼ 0.25% · 3.875%
HK$244,182
−HK$6,470/mo
Today · 4.125%
HK$250,652
baseline
▲ 0.50% · 4.625%
HK$263,864
+HK$13,212/mo
Deposit HK$5.21M · loan HK$46.87M · min. income ≈ HK$501,304/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,213,379 · Scale 2, in force from 26 Feb 2026)