LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,766
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$122,460
−HK$3,754/mo
Today · 4.125%
HK$126,214
baseline
▲ 0.50% · 4.625%
HK$133,893
+HK$7,679/mo
Deposit HK$26.04M · loan HK$26.04M · min. income ≈ HK$252,428/mo (50% DSR)
Upfront cash ≈ HK$28.26M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,126
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$135,669
−HK$3,595/mo
Today · 4.125%
HK$139,264
baseline
▲ 0.50% · 4.625%
HK$146,605
+HK$7,341/mo
Deposit HK$26.04M · loan HK$26.04M · min. income ≈ HK$278,528/mo (50% DSR)
Upfront cash ≈ HK$28.26M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,519
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$146,952
−HK$4,504/mo
Today · 4.125%
HK$151,456
baseline
▲ 0.50% · 4.625%
HK$160,672
+HK$9,216/mo
Deposit HK$20.83M · loan HK$31.25M · min. income ≈ HK$302,912/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,551
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$162,803
−HK$4,314/mo
Today · 4.125%
HK$167,117
baseline
▲ 0.50% · 4.625%
HK$175,926
+HK$8,809/mo
Deposit HK$20.83M · loan HK$31.25M · min. income ≈ HK$334,234/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,272
−HK$10,427/mo
▼ 0.25% · 3.875%
HK$171,444
−HK$5,255/mo
Today · 4.125%
HK$176,699
baseline
▲ 0.50% · 4.625%
HK$187,451
+HK$10,752/mo
Deposit HK$15.63M · loan HK$36.46M · min. income ≈ HK$353,398/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,976
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$189,937
−HK$5,033/mo
Today · 4.125%
HK$194,970
baseline
▲ 0.50% · 4.625%
HK$205,247
+HK$10,277/mo
Deposit HK$15.63M · loan HK$36.46M · min. income ≈ HK$389,940/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,779
−HK$13,405/mo
▼ 0.25% · 3.875%
HK$220,428
−HK$6,756/mo
Today · 4.125%
HK$227,184
baseline
▲ 0.50% · 4.625%
HK$241,008
+HK$13,824/mo
Deposit HK$5.21M · loan HK$46.88M · min. income ≈ HK$454,368/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,827
−HK$12,849/mo
▼ 0.25% · 3.875%
HK$244,205
−HK$6,471/mo
Today · 4.125%
HK$250,676
baseline
▲ 0.50% · 4.625%
HK$263,889
+HK$13,213/mo
Deposit HK$5.21M · loan HK$46.88M · min. income ≈ HK$501,352/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,213,590 · Scale 2, in force from 26 Feb 2026)