LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,877
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,247
−HK$375/mo
Today · 4.125%
HK$12,622
baseline
▲ 0.50% · 4.625%
HK$13,390
+HK$768/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,244/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,213
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,568
−HK$359/mo
Today · 4.125%
HK$13,927
baseline
▲ 0.50% · 4.625%
HK$14,661
+HK$734/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,854/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,253
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,696
−HK$450/mo
Today · 4.125%
HK$15,146
baseline
▲ 0.50% · 4.625%
HK$16,068
+HK$922/mo
Deposit HK$2.08M · loan HK$3.13M · min. income ≈ HK$30,292/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,856
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,281
−HK$431/mo
Today · 4.125%
HK$16,712
baseline
▲ 0.50% · 4.625%
HK$17,593
+HK$881/mo
Deposit HK$2.08M · loan HK$3.13M · min. income ≈ HK$33,424/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,628
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,145
−HK$526/mo
Today · 4.125%
HK$17,671
baseline
▲ 0.50% · 4.625%
HK$18,746
+HK$1,075/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,342/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,498
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,995
−HK$503/mo
Today · 4.125%
HK$19,498
baseline
▲ 0.50% · 4.625%
HK$20,526
+HK$1,028/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$38,996/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,044
−HK$675/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$24,102
+HK$1,383/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,784
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$647/mo
Today · 4.125%
HK$25,069
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,321/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,138/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,196 · Scale 2, in force from 26 Feb 2026)