LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,878
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,247
−HK$375/mo
Today · 4.125%
HK$12,622
baseline
▲ 0.50% · 4.625%
HK$13,390
+HK$768/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,244/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,214
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,568
−HK$360/mo
Today · 4.125%
HK$13,928
baseline
▲ 0.50% · 4.625%
HK$14,662
+HK$734/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,856/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,253
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,696
−HK$451/mo
Today · 4.125%
HK$15,147
baseline
▲ 0.50% · 4.625%
HK$16,068
+HK$921/mo
Deposit HK$2.08M · loan HK$3.13M · min. income ≈ HK$30,294/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,856
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,282
−HK$431/mo
Today · 4.125%
HK$16,713
baseline
▲ 0.50% · 4.625%
HK$17,594
+HK$881/mo
Deposit HK$2.08M · loan HK$3.13M · min. income ≈ HK$33,426/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,629
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,146
−HK$525/mo
Today · 4.125%
HK$17,671
baseline
▲ 0.50% · 4.625%
HK$18,747
+HK$1,076/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,342/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,499
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,995
−HK$504/mo
Today · 4.125%
HK$19,499
baseline
▲ 0.50% · 4.625%
HK$20,526
+HK$1,027/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$38,998/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,380
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,045
−HK$675/mo
Today · 4.125%
HK$22,720
baseline
▲ 0.50% · 4.625%
HK$24,103
+HK$1,383/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,440/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,785
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$648/mo
Today · 4.125%
HK$25,070
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,321/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,140/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,200 · Scale 2, in force from 26 Feb 2026)