LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,803
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$122,498
−HK$3,754/mo
Today · 4.125%
HK$126,252
baseline
▲ 0.50% · 4.625%
HK$133,935
+HK$7,683/mo
Deposit HK$26.05M · loan HK$26.05M · min. income ≈ HK$252,504/mo (50% DSR)
Upfront cash ≈ HK$28.26M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,167
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,711
−HK$3,596/mo
Today · 4.125%
HK$139,307
baseline
▲ 0.50% · 4.625%
HK$146,650
+HK$7,343/mo
Deposit HK$26.05M · loan HK$26.05M · min. income ≈ HK$278,614/mo (50% DSR)
Upfront cash ≈ HK$28.26M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,563
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$146,998
−HK$4,505/mo
Today · 4.125%
HK$151,503
baseline
▲ 0.50% · 4.625%
HK$160,722
+HK$9,219/mo
Deposit HK$20.84M · loan HK$31.26M · min. income ≈ HK$303,006/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,600
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$162,853
−HK$4,316/mo
Today · 4.125%
HK$167,169
baseline
▲ 0.50% · 4.625%
HK$175,980
+HK$8,811/mo
Deposit HK$20.84M · loan HK$31.26M · min. income ≈ HK$334,338/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,324
−HK$10,429/mo
▼ 0.25% · 3.875%
HK$171,497
−HK$5,256/mo
Today · 4.125%
HK$176,753
baseline
▲ 0.50% · 4.625%
HK$187,509
+HK$10,756/mo
Deposit HK$15.63M · loan HK$36.47M · min. income ≈ HK$353,506/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,033
−HK$9,997/mo
▼ 0.25% · 3.875%
HK$189,996
−HK$5,034/mo
Today · 4.125%
HK$195,030
baseline
▲ 0.50% · 4.625%
HK$205,310
+HK$10,280/mo
Deposit HK$15.63M · loan HK$36.47M · min. income ≈ HK$390,060/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,845
−HK$13,409/mo
▼ 0.25% · 3.875%
HK$220,496
−HK$6,758/mo
Today · 4.125%
HK$227,254
baseline
▲ 0.50% · 4.625%
HK$241,082
+HK$13,828/mo
Deposit HK$5.21M · loan HK$46.89M · min. income ≈ HK$454,508/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,900
−HK$12,853/mo
▼ 0.25% · 3.875%
HK$244,280
−HK$6,473/mo
Today · 4.125%
HK$250,753
baseline
▲ 0.50% · 4.625%
HK$263,970
+HK$13,217/mo
Deposit HK$5.21M · loan HK$46.89M · min. income ≈ HK$501,506/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,214,272 · Scale 2, in force from 26 Feb 2026)