LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,880
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,250
−HK$375/mo
Today · 4.125%
HK$12,625
baseline
▲ 0.50% · 4.625%
HK$13,394
+HK$769/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,250/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,217
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,571
−HK$360/mo
Today · 4.125%
HK$13,931
baseline
▲ 0.50% · 4.625%
HK$14,665
+HK$734/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,862/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,256
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,700
−HK$450/mo
Today · 4.125%
HK$15,150
baseline
▲ 0.50% · 4.625%
HK$16,072
+HK$922/mo
Deposit HK$2.08M · loan HK$3.13M · min. income ≈ HK$30,300/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,860
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,285
−HK$432/mo
Today · 4.125%
HK$16,717
baseline
▲ 0.50% · 4.625%
HK$17,598
+HK$881/mo
Deposit HK$2.08M · loan HK$3.13M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,632
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,150
−HK$525/mo
Today · 4.125%
HK$17,675
baseline
▲ 0.50% · 4.625%
HK$18,751
+HK$1,076/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,350/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,503
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,000
−HK$503/mo
Today · 4.125%
HK$19,503
baseline
▲ 0.50% · 4.625%
HK$20,531
+HK$1,028/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$39,006/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,385
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,050
−HK$676/mo
Today · 4.125%
HK$22,726
baseline
▲ 0.50% · 4.625%
HK$24,108
+HK$1,382/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,452/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,790
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,428
−HK$647/mo
Today · 4.125%
HK$25,075
baseline
▲ 0.50% · 4.625%
HK$26,397
+HK$1,322/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,150/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,228 · Scale 2, in force from 26 Feb 2026)