LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,812
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,508
−HK$3,755/mo
Today · 4.125%
HK$126,263
baseline
▲ 0.50% · 4.625%
HK$133,945
+HK$7,682/mo
Deposit HK$26.05M · loan HK$26.05M · min. income ≈ HK$252,526/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,177
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,722
−HK$3,596/mo
Today · 4.125%
HK$139,318
baseline
▲ 0.50% · 4.625%
HK$146,662
+HK$7,344/mo
Deposit HK$26.05M · loan HK$26.05M · min. income ≈ HK$278,636/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,574
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$147,009
−HK$4,506/mo
Today · 4.125%
HK$151,515
baseline
▲ 0.50% · 4.625%
HK$160,734
+HK$9,219/mo
Deposit HK$20.84M · loan HK$31.26M · min. income ≈ HK$303,030/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,613
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$162,867
−HK$4,315/mo
Today · 4.125%
HK$167,182
baseline
▲ 0.50% · 4.625%
HK$175,994
+HK$8,812/mo
Deposit HK$20.84M · loan HK$31.26M · min. income ≈ HK$334,364/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,337
−HK$10,431/mo
▼ 0.25% · 3.875%
HK$171,511
−HK$5,257/mo
Today · 4.125%
HK$176,768
baseline
▲ 0.50% · 4.625%
HK$187,523
+HK$10,755/mo
Deposit HK$15.63M · loan HK$36.47M · min. income ≈ HK$353,536/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,048
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$190,011
−HK$5,035/mo
Today · 4.125%
HK$195,046
baseline
▲ 0.50% · 4.625%
HK$205,327
+HK$10,281/mo
Deposit HK$15.63M · loan HK$36.47M · min. income ≈ HK$390,092/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,862
−HK$13,411/mo
▼ 0.25% · 3.875%
HK$220,514
−HK$6,759/mo
Today · 4.125%
HK$227,273
baseline
▲ 0.50% · 4.625%
HK$241,102
+HK$13,829/mo
Deposit HK$5.21M · loan HK$46.89M · min. income ≈ HK$454,546/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,919
−HK$12,854/mo
▼ 0.25% · 3.875%
HK$244,300
−HK$6,473/mo
Today · 4.125%
HK$250,773
baseline
▲ 0.50% · 4.625%
HK$263,991
+HK$13,218/mo
Deposit HK$5.21M · loan HK$46.89M · min. income ≈ HK$501,546/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,214,449 · Scale 2, in force from 26 Feb 2026)