LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,820
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,516
−HK$3,755/mo
Today · 4.125%
HK$126,271
baseline
▲ 0.50% · 4.625%
HK$133,955
+HK$7,684/mo
Deposit HK$26.05M · loan HK$26.05M · min. income ≈ HK$252,542/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,186
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,732
−HK$3,596/mo
Today · 4.125%
HK$139,328
baseline
▲ 0.50% · 4.625%
HK$146,672
+HK$7,344/mo
Deposit HK$26.05M · loan HK$26.05M · min. income ≈ HK$278,656/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,584
−HK$8,942/mo
▼ 0.25% · 3.875%
HK$147,020
−HK$4,506/mo
Today · 4.125%
HK$151,526
baseline
▲ 0.50% · 4.625%
HK$160,746
+HK$9,220/mo
Deposit HK$20.84M · loan HK$31.26M · min. income ≈ HK$303,052/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,624
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$162,878
−HK$4,316/mo
Today · 4.125%
HK$167,194
baseline
▲ 0.50% · 4.625%
HK$176,007
+HK$8,813/mo
Deposit HK$20.84M · loan HK$31.26M · min. income ≈ HK$334,388/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,348
−HK$10,432/mo
▼ 0.25% · 3.875%
HK$171,523
−HK$5,257/mo
Today · 4.125%
HK$176,780
baseline
▲ 0.50% · 4.625%
HK$187,537
+HK$10,757/mo
Deposit HK$15.63M · loan HK$36.48M · min. income ≈ HK$353,560/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,061
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$190,024
−HK$5,035/mo
Today · 4.125%
HK$195,059
baseline
▲ 0.50% · 4.625%
HK$205,341
+HK$10,282/mo
Deposit HK$15.63M · loan HK$36.48M · min. income ≈ HK$390,118/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,877
−HK$13,412/mo
▼ 0.25% · 3.875%
HK$220,529
−HK$6,760/mo
Today · 4.125%
HK$227,289
baseline
▲ 0.50% · 4.625%
HK$241,119
+HK$13,830/mo
Deposit HK$5.21M · loan HK$46.90M · min. income ≈ HK$454,578/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,936
−HK$12,855/mo
▼ 0.25% · 3.875%
HK$244,317
−HK$6,474/mo
Today · 4.125%
HK$250,791
baseline
▲ 0.50% · 4.625%
HK$264,010
+HK$13,219/mo
Deposit HK$5.21M · loan HK$46.90M · min. income ≈ HK$501,582/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,214,604 · Scale 2, in force from 26 Feb 2026)