LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,825
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,521
−HK$3,756/mo
Today · 4.125%
HK$126,277
baseline
▲ 0.50% · 4.625%
HK$133,960
+HK$7,683/mo
Deposit HK$26.06M · loan HK$26.06M · min. income ≈ HK$252,554/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,192
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,737
−HK$3,597/mo
Today · 4.125%
HK$139,334
baseline
▲ 0.50% · 4.625%
HK$146,678
+HK$7,344/mo
Deposit HK$26.06M · loan HK$26.06M · min. income ≈ HK$278,668/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,590
−HK$8,942/mo
▼ 0.25% · 3.875%
HK$147,026
−HK$4,506/mo
Today · 4.125%
HK$151,532
baseline
▲ 0.50% · 4.625%
HK$160,752
+HK$9,220/mo
Deposit HK$20.84M · loan HK$31.27M · min. income ≈ HK$303,064/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,630
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$162,885
−HK$4,315/mo
Today · 4.125%
HK$167,200
baseline
▲ 0.50% · 4.625%
HK$176,014
+HK$8,814/mo
Deposit HK$20.84M · loan HK$31.27M · min. income ≈ HK$334,400/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,355
−HK$10,432/mo
▼ 0.25% · 3.875%
HK$171,530
−HK$5,257/mo
Today · 4.125%
HK$176,787
baseline
▲ 0.50% · 4.625%
HK$187,544
+HK$10,757/mo
Deposit HK$15.63M · loan HK$36.48M · min. income ≈ HK$353,574/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,069
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$190,032
−HK$5,035/mo
Today · 4.125%
HK$195,067
baseline
▲ 0.50% · 4.625%
HK$205,349
+HK$10,282/mo
Deposit HK$15.63M · loan HK$36.48M · min. income ≈ HK$390,134/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,885
−HK$13,413/mo
▼ 0.25% · 3.875%
HK$220,538
−HK$6,760/mo
Today · 4.125%
HK$227,298
baseline
▲ 0.50% · 4.625%
HK$241,128
+HK$13,830/mo
Deposit HK$5.21M · loan HK$46.90M · min. income ≈ HK$454,596/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,945
−HK$12,856/mo
▼ 0.25% · 3.875%
HK$244,327
−HK$6,474/mo
Today · 4.125%
HK$250,801
baseline
▲ 0.50% · 4.625%
HK$264,021
+HK$13,220/mo
Deposit HK$5.21M · loan HK$46.90M · min. income ≈ HK$501,602/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,214,694 · Scale 2, in force from 26 Feb 2026)