LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,831
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,528
−HK$3,755/mo
Today · 4.125%
HK$126,283
baseline
▲ 0.50% · 4.625%
HK$133,967
+HK$7,684/mo
Deposit HK$26.06M · loan HK$26.06M · min. income ≈ HK$252,566/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,199
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,744
−HK$3,597/mo
Today · 4.125%
HK$139,341
baseline
▲ 0.50% · 4.625%
HK$146,686
+HK$7,345/mo
Deposit HK$26.06M · loan HK$26.06M · min. income ≈ HK$278,682/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,598
−HK$8,942/mo
▼ 0.25% · 3.875%
HK$147,033
−HK$4,507/mo
Today · 4.125%
HK$151,540
baseline
▲ 0.50% · 4.625%
HK$160,760
+HK$9,220/mo
Deposit HK$20.85M · loan HK$31.27M · min. income ≈ HK$303,080/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,638
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$162,893
−HK$4,316/mo
Today · 4.125%
HK$167,209
baseline
▲ 0.50% · 4.625%
HK$176,023
+HK$8,814/mo
Deposit HK$20.85M · loan HK$31.27M · min. income ≈ HK$334,418/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,364
−HK$10,432/mo
▼ 0.25% · 3.875%
HK$171,539
−HK$5,257/mo
Today · 4.125%
HK$176,796
baseline
▲ 0.50% · 4.625%
HK$187,554
+HK$10,758/mo
Deposit HK$15.63M · loan HK$36.48M · min. income ≈ HK$353,592/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,078
−HK$9,999/mo
▼ 0.25% · 3.875%
HK$190,042
−HK$5,035/mo
Today · 4.125%
HK$195,077
baseline
▲ 0.50% · 4.625%
HK$205,360
+HK$10,283/mo
Deposit HK$15.63M · loan HK$36.48M · min. income ≈ HK$390,154/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,896
−HK$13,413/mo
▼ 0.25% · 3.875%
HK$220,550
−HK$6,759/mo
Today · 4.125%
HK$227,309
baseline
▲ 0.50% · 4.625%
HK$241,141
+HK$13,832/mo
Deposit HK$5.21M · loan HK$46.90M · min. income ≈ HK$454,618/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,957
−HK$12,857/mo
▼ 0.25% · 3.875%
HK$244,339
−HK$6,475/mo
Today · 4.125%
HK$250,814
baseline
▲ 0.50% · 4.625%
HK$264,034
+HK$13,220/mo
Deposit HK$5.21M · loan HK$46.90M · min. income ≈ HK$501,628/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,214,808 · Scale 2, in force from 26 Feb 2026)