LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,851
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,548
−HK$3,756/mo
Today · 4.125%
HK$126,304
baseline
▲ 0.50% · 4.625%
HK$133,989
+HK$7,685/mo
Deposit HK$26.06M · loan HK$26.06M · min. income ≈ HK$252,608/mo (50% DSR)
Upfront cash ≈ HK$28.28M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,220
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$135,766
−HK$3,598/mo
Today · 4.125%
HK$139,364
baseline
▲ 0.50% · 4.625%
HK$146,710
+HK$7,346/mo
Deposit HK$26.06M · loan HK$26.06M · min. income ≈ HK$278,728/mo (50% DSR)
Upfront cash ≈ HK$28.28M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,621
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$147,057
−HK$4,507/mo
Today · 4.125%
HK$151,564
baseline
▲ 0.50% · 4.625%
HK$160,787
+HK$9,223/mo
Deposit HK$20.85M · loan HK$31.27M · min. income ≈ HK$303,128/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,664
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$162,920
−HK$4,316/mo
Today · 4.125%
HK$167,236
baseline
▲ 0.50% · 4.625%
HK$176,052
+HK$8,816/mo
Deposit HK$20.85M · loan HK$31.27M · min. income ≈ HK$334,472/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,391
−HK$10,434/mo
▼ 0.25% · 3.875%
HK$171,567
−HK$5,258/mo
Today · 4.125%
HK$176,825
baseline
▲ 0.50% · 4.625%
HK$187,585
+HK$10,760/mo
Deposit HK$15.64M · loan HK$36.49M · min. income ≈ HK$353,650/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,108
−HK$10,001/mo
▼ 0.25% · 3.875%
HK$190,073
−HK$5,036/mo
Today · 4.125%
HK$195,109
baseline
▲ 0.50% · 4.625%
HK$205,394
+HK$10,285/mo
Deposit HK$15.64M · loan HK$36.49M · min. income ≈ HK$390,218/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,931
−HK$13,416/mo
▼ 0.25% · 3.875%
HK$220,586
−HK$6,761/mo
Today · 4.125%
HK$227,347
baseline
▲ 0.50% · 4.625%
HK$241,180
+HK$13,833/mo
Deposit HK$5.21M · loan HK$46.91M · min. income ≈ HK$454,694/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,996
−HK$12,859/mo
▼ 0.25% · 3.875%
HK$244,379
−HK$6,476/mo
Today · 4.125%
HK$250,855
baseline
▲ 0.50% · 4.625%
HK$264,078
+HK$13,223/mo
Deposit HK$5.21M · loan HK$46.91M · min. income ≈ HK$501,710/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,215,170 · Scale 2, in force from 26 Feb 2026)