LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,888
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,257
−HK$376/mo
Today · 4.125%
HK$12,633
baseline
▲ 0.50% · 4.625%
HK$13,402
+HK$769/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,266/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,225
−HK$714/mo
▼ 0.25% · 3.875%
HK$13,580
−HK$359/mo
Today · 4.125%
HK$13,939
baseline
▲ 0.50% · 4.625%
HK$14,674
+HK$735/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,878/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,265
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,709
−HK$451/mo
Today · 4.125%
HK$15,160
baseline
▲ 0.50% · 4.625%
HK$16,082
+HK$922/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,320/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,870
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,295
−HK$432/mo
Today · 4.125%
HK$16,727
baseline
▲ 0.50% · 4.625%
HK$17,609
+HK$882/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,454/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,643
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,160
−HK$526/mo
Today · 4.125%
HK$17,686
baseline
▲ 0.50% · 4.625%
HK$18,762
+HK$1,076/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,372/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,515
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,011
−HK$504/mo
Today · 4.125%
HK$19,515
baseline
▲ 0.50% · 4.625%
HK$20,544
+HK$1,029/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$39,030/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,398
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$677/mo
Today · 4.125%
HK$22,740
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,383/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,480/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$648/mo
Today · 4.125%
HK$25,091
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,322/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,182/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,299 · Scale 2, in force from 26 Feb 2026)