LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,889
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,259
−HK$375/mo
Today · 4.125%
HK$12,634
baseline
▲ 0.50% · 4.625%
HK$13,403
+HK$769/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,268/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,226
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,581
−HK$360/mo
Today · 4.125%
HK$13,941
baseline
▲ 0.50% · 4.625%
HK$14,676
+HK$735/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,882/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,267
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,710
−HK$451/mo
Today · 4.125%
HK$15,161
baseline
▲ 0.50% · 4.625%
HK$16,084
+HK$923/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,322/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,872
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,297
−HK$432/mo
Today · 4.125%
HK$16,729
baseline
▲ 0.50% · 4.625%
HK$17,611
+HK$882/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,458/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,644
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,162
−HK$526/mo
Today · 4.125%
HK$17,688
baseline
▲ 0.50% · 4.625%
HK$18,765
+HK$1,077/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,376/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,517
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,013
−HK$504/mo
Today · 4.125%
HK$19,517
baseline
▲ 0.50% · 4.625%
HK$20,546
+HK$1,029/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$39,034/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,400
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,066
−HK$676/mo
Today · 4.125%
HK$22,742
baseline
▲ 0.50% · 4.625%
HK$24,126
+HK$1,384/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,484/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,807
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,446
−HK$648/mo
Today · 4.125%
HK$25,094
baseline
▲ 0.50% · 4.625%
HK$26,416
+HK$1,322/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,188/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,312 · Scale 2, in force from 26 Feb 2026)