LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,908
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,607
−HK$3,757/mo
Today · 4.125%
HK$126,364
baseline
▲ 0.50% · 4.625%
HK$134,053
+HK$7,689/mo
Deposit HK$26.07M · loan HK$26.07M · min. income ≈ HK$252,728/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,284
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,832
−HK$3,599/mo
Today · 4.125%
HK$139,431
baseline
▲ 0.50% · 4.625%
HK$146,780
+HK$7,349/mo
Deposit HK$26.07M · loan HK$26.07M · min. income ≈ HK$278,862/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,689
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$147,128
−HK$4,509/mo
Today · 4.125%
HK$151,637
baseline
▲ 0.50% · 4.625%
HK$160,864
+HK$9,227/mo
Deposit HK$20.86M · loan HK$31.29M · min. income ≈ HK$303,274/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,741
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$162,998
−HK$4,319/mo
Today · 4.125%
HK$167,317
baseline
▲ 0.50% · 4.625%
HK$176,136
+HK$8,819/mo
Deposit HK$20.86M · loan HK$31.29M · min. income ≈ HK$334,634/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,471
−HK$10,439/mo
▼ 0.25% · 3.875%
HK$171,649
−HK$5,261/mo
Today · 4.125%
HK$176,910
baseline
▲ 0.50% · 4.625%
HK$187,675
+HK$10,765/mo
Deposit HK$15.64M · loan HK$36.50M · min. income ≈ HK$353,820/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,197
−HK$10,006/mo
▼ 0.25% · 3.875%
HK$190,164
−HK$5,039/mo
Today · 4.125%
HK$195,203
baseline
▲ 0.50% · 4.625%
HK$205,492
+HK$10,289/mo
Deposit HK$15.64M · loan HK$36.50M · min. income ≈ HK$390,406/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,034
−HK$13,422/mo
▼ 0.25% · 3.875%
HK$220,692
−HK$6,764/mo
Today · 4.125%
HK$227,456
baseline
▲ 0.50% · 4.625%
HK$241,296
+HK$13,840/mo
Deposit HK$5.21M · loan HK$46.93M · min. income ≈ HK$454,912/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,111
−HK$12,864/mo
▼ 0.25% · 3.875%
HK$244,497
−HK$6,478/mo
Today · 4.125%
HK$250,975
baseline
▲ 0.50% · 4.625%
HK$264,204
+HK$13,229/mo
Deposit HK$5.21M · loan HK$46.93M · min. income ≈ HK$501,950/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,216,236 · Scale 2, in force from 26 Feb 2026)