LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,891
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,261
−HK$375/mo
Today · 4.125%
HK$12,636
baseline
▲ 0.50% · 4.625%
HK$13,405
+HK$769/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,272/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,228
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,583
−HK$360/mo
Today · 4.125%
HK$13,943
baseline
▲ 0.50% · 4.625%
HK$14,678
+HK$735/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,886/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,269
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,713
−HK$451/mo
Today · 4.125%
HK$15,164
baseline
▲ 0.50% · 4.625%
HK$16,086
+HK$922/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,328/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,874
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,300
−HK$432/mo
Today · 4.125%
HK$16,732
baseline
▲ 0.50% · 4.625%
HK$17,614
+HK$882/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,464/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,647
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,165
−HK$526/mo
Today · 4.125%
HK$17,691
baseline
▲ 0.50% · 4.625%
HK$18,767
+HK$1,076/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$35,382/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,520
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,016
−HK$504/mo
Today · 4.125%
HK$19,520
baseline
▲ 0.50% · 4.625%
HK$20,549
+HK$1,029/mo
Deposit HK$1.56M · loan HK$3.65M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,403
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,069
−HK$677/mo
Today · 4.125%
HK$22,746
baseline
▲ 0.50% · 4.625%
HK$24,130
+HK$1,384/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,492/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,811
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,450
−HK$648/mo
Today · 4.125%
HK$25,098
baseline
▲ 0.50% · 4.625%
HK$26,420
+HK$1,322/mo
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$50,196/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,331 · Scale 2, in force from 26 Feb 2026)