LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,925
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,624
−HK$3,759/mo
Today · 4.125%
HK$126,383
baseline
▲ 0.50% · 4.625%
HK$134,073
+HK$7,690/mo
Deposit HK$26.08M · loan HK$26.08M · min. income ≈ HK$252,766/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,303
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,851
−HK$3,600/mo
Today · 4.125%
HK$139,451
baseline
▲ 0.50% · 4.625%
HK$146,801
+HK$7,350/mo
Deposit HK$26.08M · loan HK$26.08M · min. income ≈ HK$278,902/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,710
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,149
−HK$4,510/mo
Today · 4.125%
HK$151,659
baseline
▲ 0.50% · 4.625%
HK$160,887
+HK$9,228/mo
Deposit HK$20.86M · loan HK$31.29M · min. income ≈ HK$303,318/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,763
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,021
−HK$4,320/mo
Today · 4.125%
HK$167,341
baseline
▲ 0.50% · 4.625%
HK$176,162
+HK$8,821/mo
Deposit HK$20.86M · loan HK$31.29M · min. income ≈ HK$334,682/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,495
−HK$10,441/mo
▼ 0.25% · 3.875%
HK$171,674
−HK$5,262/mo
Today · 4.125%
HK$176,936
baseline
▲ 0.50% · 4.625%
HK$187,702
+HK$10,766/mo
Deposit HK$15.65M · loan HK$36.51M · min. income ≈ HK$353,872/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,224
−HK$10,007/mo
▼ 0.25% · 3.875%
HK$190,192
−HK$5,039/mo
Today · 4.125%
HK$195,231
baseline
▲ 0.50% · 4.625%
HK$205,522
+HK$10,291/mo
Deposit HK$15.65M · loan HK$36.51M · min. income ≈ HK$390,462/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,065
−HK$13,424/mo
▼ 0.25% · 3.875%
HK$220,724
−HK$6,765/mo
Today · 4.125%
HK$227,489
baseline
▲ 0.50% · 4.625%
HK$241,331
+HK$13,842/mo
Deposit HK$5.22M · loan HK$46.94M · min. income ≈ HK$454,978/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,145
−HK$12,866/mo
▼ 0.25% · 3.875%
HK$244,532
−HK$6,479/mo
Today · 4.125%
HK$251,011
baseline
▲ 0.50% · 4.625%
HK$264,243
+HK$13,232/mo
Deposit HK$5.22M · loan HK$46.94M · min. income ≈ HK$502,022/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,216,555 · Scale 2, in force from 26 Feb 2026)