LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,929
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,629
−HK$3,758/mo
Today · 4.125%
HK$126,387
baseline
▲ 0.50% · 4.625%
HK$134,078
+HK$7,691/mo
Deposit HK$26.08M · loan HK$26.08M · min. income ≈ HK$252,774/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,308
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,856
−HK$3,600/mo
Today · 4.125%
HK$139,456
baseline
▲ 0.50% · 4.625%
HK$146,807
+HK$7,351/mo
Deposit HK$26.08M · loan HK$26.08M · min. income ≈ HK$278,912/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,715
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,155
−HK$4,510/mo
Today · 4.125%
HK$151,665
baseline
▲ 0.50% · 4.625%
HK$160,893
+HK$9,228/mo
Deposit HK$20.86M · loan HK$31.29M · min. income ≈ HK$303,330/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,769
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,027
−HK$4,320/mo
Today · 4.125%
HK$167,347
baseline
▲ 0.50% · 4.625%
HK$176,168
+HK$8,821/mo
Deposit HK$20.86M · loan HK$31.29M · min. income ≈ HK$334,694/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,501
−HK$10,441/mo
▼ 0.25% · 3.875%
HK$171,680
−HK$5,262/mo
Today · 4.125%
HK$176,942
baseline
▲ 0.50% · 4.625%
HK$187,709
+HK$10,767/mo
Deposit HK$15.65M · loan HK$36.51M · min. income ≈ HK$353,884/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,231
−HK$10,007/mo
▼ 0.25% · 3.875%
HK$190,199
−HK$5,039/mo
Today · 4.125%
HK$195,238
baseline
▲ 0.50% · 4.625%
HK$205,530
+HK$10,292/mo
Deposit HK$15.65M · loan HK$36.51M · min. income ≈ HK$390,476/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,073
−HK$13,424/mo
▼ 0.25% · 3.875%
HK$220,732
−HK$6,765/mo
Today · 4.125%
HK$227,497
baseline
▲ 0.50% · 4.625%
HK$241,340
+HK$13,843/mo
Deposit HK$5.22M · loan HK$46.94M · min. income ≈ HK$454,994/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,154
−HK$12,867/mo
▼ 0.25% · 3.875%
HK$244,541
−HK$6,480/mo
Today · 4.125%
HK$251,021
baseline
▲ 0.50% · 4.625%
HK$264,252
+HK$13,231/mo
Deposit HK$5.22M · loan HK$46.94M · min. income ≈ HK$502,042/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,216,638 · Scale 2, in force from 26 Feb 2026)