LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,952
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,652
−HK$3,760/mo
Today · 4.125%
HK$126,412
baseline
▲ 0.50% · 4.625%
HK$134,104
+HK$7,692/mo
Deposit HK$26.08M · loan HK$26.08M · min. income ≈ HK$252,824/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,333
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,882
−HK$3,601/mo
Today · 4.125%
HK$139,483
baseline
▲ 0.50% · 4.625%
HK$146,835
+HK$7,352/mo
Deposit HK$26.08M · loan HK$26.08M · min. income ≈ HK$278,966/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,743
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$147,183
−HK$4,511/mo
Today · 4.125%
HK$151,694
baseline
▲ 0.50% · 4.625%
HK$160,924
+HK$9,230/mo
Deposit HK$20.87M · loan HK$31.30M · min. income ≈ HK$303,388/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,800
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,059
−HK$4,320/mo
Today · 4.125%
HK$167,379
baseline
▲ 0.50% · 4.625%
HK$176,202
+HK$8,823/mo
Deposit HK$20.87M · loan HK$31.30M · min. income ≈ HK$334,758/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,533
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$171,713
−HK$5,263/mo
Today · 4.125%
HK$176,976
baseline
▲ 0.50% · 4.625%
HK$187,745
+HK$10,769/mo
Deposit HK$15.65M · loan HK$36.52M · min. income ≈ HK$353,952/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,267
−HK$10,009/mo
▼ 0.25% · 3.875%
HK$190,235
−HK$5,041/mo
Today · 4.125%
HK$195,276
baseline
▲ 0.50% · 4.625%
HK$205,569
+HK$10,293/mo
Deposit HK$15.65M · loan HK$36.52M · min. income ≈ HK$390,552/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,114
−HK$13,427/mo
▼ 0.25% · 3.875%
HK$220,774
−HK$6,767/mo
Today · 4.125%
HK$227,541
baseline
▲ 0.50% · 4.625%
HK$241,386
+HK$13,845/mo
Deposit HK$5.22M · loan HK$46.95M · min. income ≈ HK$455,082/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,200
−HK$12,869/mo
▼ 0.25% · 3.875%
HK$244,588
−HK$6,481/mo
Today · 4.125%
HK$251,069
baseline
▲ 0.50% · 4.625%
HK$264,303
+HK$13,234/mo
Deposit HK$5.22M · loan HK$46.95M · min. income ≈ HK$502,138/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,217,064 · Scale 2, in force from 26 Feb 2026)