LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,971
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,672
−HK$3,759/mo
Today · 4.125%
HK$126,431
baseline
▲ 0.50% · 4.625%
HK$134,124
+HK$7,693/mo
Deposit HK$26.09M · loan HK$26.09M · min. income ≈ HK$252,862/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,354
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,904
−HK$3,601/mo
Today · 4.125%
HK$139,505
baseline
▲ 0.50% · 4.625%
HK$146,858
+HK$7,353/mo
Deposit HK$26.09M · loan HK$26.09M · min. income ≈ HK$279,010/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,765
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$147,206
−HK$4,512/mo
Today · 4.125%
HK$151,718
baseline
▲ 0.50% · 4.625%
HK$160,949
+HK$9,231/mo
Deposit HK$20.87M · loan HK$31.30M · min. income ≈ HK$303,436/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,825
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,084
−HK$4,321/mo
Today · 4.125%
HK$167,405
baseline
▲ 0.50% · 4.625%
HK$176,230
+HK$8,825/mo
Deposit HK$20.87M · loan HK$31.30M · min. income ≈ HK$334,810/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,559
−HK$10,445/mo
▼ 0.25% · 3.875%
HK$171,740
−HK$5,264/mo
Today · 4.125%
HK$177,004
baseline
▲ 0.50% · 4.625%
HK$187,774
+HK$10,770/mo
Deposit HK$15.65M · loan HK$36.52M · min. income ≈ HK$354,008/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,295
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$190,265
−HK$5,041/mo
Today · 4.125%
HK$195,306
baseline
▲ 0.50% · 4.625%
HK$205,601
+HK$10,295/mo
Deposit HK$15.65M · loan HK$36.52M · min. income ≈ HK$390,612/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,148
−HK$13,428/mo
▼ 0.25% · 3.875%
HK$220,809
−HK$6,767/mo
Today · 4.125%
HK$227,576
baseline
▲ 0.50% · 4.625%
HK$241,424
+HK$13,848/mo
Deposit HK$5.22M · loan HK$46.96M · min. income ≈ HK$455,152/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,237
−HK$12,871/mo
▼ 0.25% · 3.875%
HK$244,626
−HK$6,482/mo
Today · 4.125%
HK$251,108
baseline
▲ 0.50% · 4.625%
HK$264,344
+HK$13,236/mo
Deposit HK$5.22M · loan HK$46.96M · min. income ≈ HK$502,216/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$2,217,409 · Scale 2, in force from 26 Feb 2026)