LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,992
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,693
−HK$3,760/mo
Today · 4.125%
HK$126,453
baseline
▲ 0.50% · 4.625%
HK$134,148
+HK$7,695/mo
Deposit HK$26.09M · loan HK$26.09M · min. income ≈ HK$252,906/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,377
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,927
−HK$3,602/mo
Today · 4.125%
HK$139,529
baseline
▲ 0.50% · 4.625%
HK$146,884
+HK$7,355/mo
Deposit HK$26.09M · loan HK$26.09M · min. income ≈ HK$279,058/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,790
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$147,232
−HK$4,512/mo
Today · 4.125%
HK$151,744
baseline
▲ 0.50% · 4.625%
HK$160,977
+HK$9,233/mo
Deposit HK$20.87M · loan HK$31.31M · min. income ≈ HK$303,488/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,852
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$163,113
−HK$4,322/mo
Today · 4.125%
HK$167,435
baseline
▲ 0.50% · 4.625%
HK$176,260
+HK$8,825/mo
Deposit HK$20.87M · loan HK$31.31M · min. income ≈ HK$334,870/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,588
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$171,770
−HK$5,265/mo
Today · 4.125%
HK$177,035
baseline
▲ 0.50% · 4.625%
HK$187,807
+HK$10,772/mo
Deposit HK$15.66M · loan HK$36.53M · min. income ≈ HK$354,070/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,328
−HK$10,013/mo
▼ 0.25% · 3.875%
HK$190,298
−HK$5,043/mo
Today · 4.125%
HK$195,341
baseline
▲ 0.50% · 4.625%
HK$205,637
+HK$10,296/mo
Deposit HK$15.66M · loan HK$36.53M · min. income ≈ HK$390,682/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,185
−HK$13,431/mo
▼ 0.25% · 3.875%
HK$220,847
−HK$6,769/mo
Today · 4.125%
HK$227,616
baseline
▲ 0.50% · 4.625%
HK$241,466
+HK$13,850/mo
Deposit HK$5.22M · loan HK$46.97M · min. income ≈ HK$455,232/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,279
−HK$12,873/mo
▼ 0.25% · 3.875%
HK$244,669
−HK$6,483/mo
Today · 4.125%
HK$251,152
baseline
▲ 0.50% · 4.625%
HK$264,391
+HK$13,239/mo
Deposit HK$5.22M · loan HK$46.97M · min. income ≈ HK$502,304/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,217,798 · Scale 2, in force from 26 Feb 2026)