LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,900
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,270
−HK$376/mo
Today · 4.125%
HK$12,646
baseline
▲ 0.50% · 4.625%
HK$13,415
+HK$769/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,292/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,238
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,593
−HK$360/mo
Today · 4.125%
HK$13,953
baseline
▲ 0.50% · 4.625%
HK$14,689
+HK$736/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,906/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,280
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,724
−HK$451/mo
Today · 4.125%
HK$15,175
baseline
▲ 0.50% · 4.625%
HK$16,098
+HK$923/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,350/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,886
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,312
−HK$432/mo
Today · 4.125%
HK$16,744
baseline
▲ 0.50% · 4.625%
HK$17,627
+HK$883/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,488/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,660
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,178
−HK$526/mo
Today · 4.125%
HK$17,704
baseline
▲ 0.50% · 4.625%
HK$18,781
+HK$1,077/mo
Deposit HK$1.57M · loan HK$3.65M · min. income ≈ HK$35,408/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,534
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,031
−HK$504/mo
Today · 4.125%
HK$19,535
baseline
▲ 0.50% · 4.625%
HK$20,565
+HK$1,030/mo
Deposit HK$1.57M · loan HK$3.65M · min. income ≈ HK$39,070/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,419
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,086
−HK$677/mo
Today · 4.125%
HK$22,763
baseline
▲ 0.50% · 4.625%
HK$24,148
+HK$1,385/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$45,526/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,468
−HK$648/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,324/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,418 · Scale 2, in force from 26 Feb 2026)