LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,901
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,271
−HK$376/mo
Today · 4.125%
HK$12,647
baseline
▲ 0.50% · 4.625%
HK$13,416
+HK$769/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,294/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,239
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,594
−HK$361/mo
Today · 4.125%
HK$13,955
baseline
▲ 0.50% · 4.625%
HK$14,690
+HK$735/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,910/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,281
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,725
−HK$451/mo
Today · 4.125%
HK$15,176
baseline
▲ 0.50% · 4.625%
HK$16,100
+HK$924/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,352/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,887
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,313
−HK$432/mo
Today · 4.125%
HK$16,745
baseline
▲ 0.50% · 4.625%
HK$17,628
+HK$883/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,490/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,661
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,179
−HK$527/mo
Today · 4.125%
HK$17,706
baseline
▲ 0.50% · 4.625%
HK$18,783
+HK$1,077/mo
Deposit HK$1.57M · loan HK$3.65M · min. income ≈ HK$35,412/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,535
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,032
−HK$504/mo
Today · 4.125%
HK$19,536
baseline
▲ 0.50% · 4.625%
HK$20,566
+HK$1,030/mo
Deposit HK$1.57M · loan HK$3.65M · min. income ≈ HK$39,072/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,421
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,087
−HK$677/mo
Today · 4.125%
HK$22,764
baseline
▲ 0.50% · 4.625%
HK$24,149
+HK$1,385/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$45,528/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,831
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,470
−HK$648/mo
Today · 4.125%
HK$25,118
baseline
▲ 0.50% · 4.625%
HK$26,442
+HK$1,324/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$50,236/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,427 · Scale 2, in force from 26 Feb 2026)