LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,017
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,719
−HK$3,761/mo
Today · 4.125%
HK$126,480
baseline
▲ 0.50% · 4.625%
HK$134,176
+HK$7,696/mo
Deposit HK$26.10M · loan HK$26.10M · min. income ≈ HK$252,960/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,405
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$135,956
−HK$3,603/mo
Today · 4.125%
HK$139,559
baseline
▲ 0.50% · 4.625%
HK$146,915
+HK$7,356/mo
Deposit HK$26.10M · loan HK$26.10M · min. income ≈ HK$279,118/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,820
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,263
−HK$4,514/mo
Today · 4.125%
HK$151,777
baseline
▲ 0.50% · 4.625%
HK$161,012
+HK$9,235/mo
Deposit HK$20.88M · loan HK$31.32M · min. income ≈ HK$303,554/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,886
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,148
−HK$4,322/mo
Today · 4.125%
HK$167,470
baseline
▲ 0.50% · 4.625%
HK$176,298
+HK$8,828/mo
Deposit HK$20.88M · loan HK$31.32M · min. income ≈ HK$334,940/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,624
−HK$10,449/mo
▼ 0.25% · 3.875%
HK$171,807
−HK$5,266/mo
Today · 4.125%
HK$177,073
baseline
▲ 0.50% · 4.625%
HK$187,847
+HK$10,774/mo
Deposit HK$15.66M · loan HK$36.54M · min. income ≈ HK$354,146/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,367
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$190,339
−HK$5,043/mo
Today · 4.125%
HK$195,382
baseline
▲ 0.50% · 4.625%
HK$205,681
+HK$10,299/mo
Deposit HK$15.66M · loan HK$36.54M · min. income ≈ HK$390,764/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,231
−HK$13,434/mo
▼ 0.25% · 3.875%
HK$220,894
−HK$6,771/mo
Today · 4.125%
HK$227,665
baseline
▲ 0.50% · 4.625%
HK$241,518
+HK$13,853/mo
Deposit HK$5.22M · loan HK$46.98M · min. income ≈ HK$455,330/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,329
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$244,721
−HK$6,485/mo
Today · 4.125%
HK$251,206
baseline
▲ 0.50% · 4.625%
HK$264,447
+HK$13,241/mo
Deposit HK$5.22M · loan HK$46.98M · min. income ≈ HK$502,412/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,218,270 · Scale 2, in force from 26 Feb 2026)