LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,018
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$122,721
−HK$3,761/mo
Today · 4.125%
HK$126,482
baseline
▲ 0.50% · 4.625%
HK$134,178
+HK$7,696/mo
Deposit HK$26.10M · loan HK$26.10M · min. income ≈ HK$252,964/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,407
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,958
−HK$3,602/mo
Today · 4.125%
HK$139,560
baseline
▲ 0.50% · 4.625%
HK$146,917
+HK$7,357/mo
Deposit HK$26.10M · loan HK$26.10M · min. income ≈ HK$279,120/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,822
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$147,265
−HK$4,513/mo
Today · 4.125%
HK$151,778
baseline
▲ 0.50% · 4.625%
HK$161,014
+HK$9,236/mo
Deposit HK$20.88M · loan HK$31.32M · min. income ≈ HK$303,556/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,888
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,149
−HK$4,323/mo
Today · 4.125%
HK$167,472
baseline
▲ 0.50% · 4.625%
HK$176,300
+HK$8,828/mo
Deposit HK$20.88M · loan HK$31.32M · min. income ≈ HK$334,944/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,626
−HK$10,449/mo
▼ 0.25% · 3.875%
HK$171,809
−HK$5,266/mo
Today · 4.125%
HK$177,075
baseline
▲ 0.50% · 4.625%
HK$187,849
+HK$10,774/mo
Deposit HK$15.66M · loan HK$36.54M · min. income ≈ HK$354,150/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,369
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$190,341
−HK$5,043/mo
Today · 4.125%
HK$195,384
baseline
▲ 0.50% · 4.625%
HK$205,683
+HK$10,299/mo
Deposit HK$15.66M · loan HK$36.54M · min. income ≈ HK$390,768/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,233
−HK$13,434/mo
▼ 0.25% · 3.875%
HK$220,897
−HK$6,770/mo
Today · 4.125%
HK$227,667
baseline
▲ 0.50% · 4.625%
HK$241,520
+HK$13,853/mo
Deposit HK$5.22M · loan HK$46.98M · min. income ≈ HK$455,334/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,332
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$244,724
−HK$6,485/mo
Today · 4.125%
HK$251,209
baseline
▲ 0.50% · 4.625%
HK$264,450
+HK$13,241/mo
Deposit HK$5.22M · loan HK$46.98M · min. income ≈ HK$502,418/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,218,296 · Scale 2, in force from 26 Feb 2026)