LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,902
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,272
−HK$376/mo
Today · 4.125%
HK$12,648
baseline
▲ 0.50% · 4.625%
HK$13,418
+HK$770/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,296/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,241
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,596
−HK$360/mo
Today · 4.125%
HK$13,956
baseline
▲ 0.50% · 4.625%
HK$14,692
+HK$736/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,912/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,283
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,727
−HK$451/mo
Today · 4.125%
HK$15,178
baseline
▲ 0.50% · 4.625%
HK$16,102
+HK$924/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,356/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,889
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,315
−HK$433/mo
Today · 4.125%
HK$16,748
baseline
▲ 0.50% · 4.625%
HK$17,630
+HK$882/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,496/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,663
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,181
−HK$527/mo
Today · 4.125%
HK$17,708
baseline
▲ 0.50% · 4.625%
HK$18,785
+HK$1,077/mo
Deposit HK$1.57M · loan HK$3.65M · min. income ≈ HK$35,416/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,537
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,035
−HK$504/mo
Today · 4.125%
HK$19,539
baseline
▲ 0.50% · 4.625%
HK$20,569
+HK$1,030/mo
Deposit HK$1.57M · loan HK$3.65M · min. income ≈ HK$39,078/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,424
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,090
−HK$677/mo
Today · 4.125%
HK$22,767
baseline
▲ 0.50% · 4.625%
HK$24,153
+HK$1,386/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$45,534/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,473
−HK$648/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,446
+HK$1,325/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$117,442 · Scale 2, in force from 26 Feb 2026)