LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,027
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$122,729
−HK$3,762/mo
Today · 4.125%
HK$126,491
baseline
▲ 0.50% · 4.625%
HK$134,188
+HK$7,697/mo
Deposit HK$26.10M · loan HK$26.10M · min. income ≈ HK$252,982/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,416
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$135,968
−HK$3,602/mo
Today · 4.125%
HK$139,570
baseline
▲ 0.50% · 4.625%
HK$146,927
+HK$7,357/mo
Deposit HK$26.10M · loan HK$26.10M · min. income ≈ HK$279,140/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,832
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$147,275
−HK$4,514/mo
Today · 4.125%
HK$151,789
baseline
▲ 0.50% · 4.625%
HK$161,025
+HK$9,236/mo
Deposit HK$20.88M · loan HK$31.32M · min. income ≈ HK$303,578/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,900
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$163,161
−HK$4,324/mo
Today · 4.125%
HK$167,485
baseline
▲ 0.50% · 4.625%
HK$176,313
+HK$8,828/mo
Deposit HK$20.88M · loan HK$31.32M · min. income ≈ HK$334,970/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,638
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$171,821
−HK$5,267/mo
Today · 4.125%
HK$177,088
baseline
▲ 0.50% · 4.625%
HK$187,863
+HK$10,775/mo
Deposit HK$15.66M · loan HK$36.54M · min. income ≈ HK$354,176/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,383
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$190,355
−HK$5,044/mo
Today · 4.125%
HK$195,399
baseline
▲ 0.50% · 4.625%
HK$205,698
+HK$10,299/mo
Deposit HK$15.66M · loan HK$36.54M · min. income ≈ HK$390,798/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,249
−HK$13,435/mo
▼ 0.25% · 3.875%
HK$220,913
−HK$6,771/mo
Today · 4.125%
HK$227,684
baseline
▲ 0.50% · 4.625%
HK$241,538
+HK$13,854/mo
Deposit HK$5.22M · loan HK$46.98M · min. income ≈ HK$455,368/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,350
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$244,742
−HK$6,485/mo
Today · 4.125%
HK$251,227
baseline
▲ 0.50% · 4.625%
HK$264,469
+HK$13,242/mo
Deposit HK$5.22M · loan HK$46.98M · min. income ≈ HK$502,454/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,218,457 · Scale 2, in force from 26 Feb 2026)