LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,906
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,277
−HK$376/mo
Today · 4.125%
HK$12,653
baseline
▲ 0.50% · 4.625%
HK$13,423
+HK$770/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,306/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,246
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,601
−HK$360/mo
Today · 4.125%
HK$13,961
baseline
▲ 0.50% · 4.625%
HK$14,697
+HK$736/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,922/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,288
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,732
−HK$452/mo
Today · 4.125%
HK$15,184
baseline
▲ 0.50% · 4.625%
HK$16,108
+HK$924/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,368/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,895
−HK$859/mo
▼ 0.25% · 3.875%
HK$16,321
−HK$433/mo
Today · 4.125%
HK$16,754
baseline
▲ 0.50% · 4.625%
HK$17,637
+HK$883/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,508/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,669
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,187
−HK$527/mo
Today · 4.125%
HK$17,714
baseline
▲ 0.50% · 4.625%
HK$18,792
+HK$1,078/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,428/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,544
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,041
−HK$505/mo
Today · 4.125%
HK$19,546
baseline
▲ 0.50% · 4.625%
HK$20,576
+HK$1,030/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,092/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,432
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,098
−HK$678/mo
Today · 4.125%
HK$22,776
baseline
▲ 0.50% · 4.625%
HK$24,161
+HK$1,385/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$45,552/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,842
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,482
−HK$649/mo
Today · 4.125%
HK$25,131
baseline
▲ 0.50% · 4.625%
HK$26,455
+HK$1,324/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$50,262/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,485 · Scale 2, in force from 26 Feb 2026)