LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,091
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$122,795
−HK$3,764/mo
Today · 4.125%
HK$126,559
baseline
▲ 0.50% · 4.625%
HK$134,260
+HK$7,701/mo
Deposit HK$26.11M · loan HK$26.11M · min. income ≈ HK$253,118/mo (50% DSR)
Upfront cash ≈ HK$28.33M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,487
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$136,041
−HK$3,604/mo
Today · 4.125%
HK$139,645
baseline
▲ 0.50% · 4.625%
HK$147,006
+HK$7,361/mo
Deposit HK$26.11M · loan HK$26.11M · min. income ≈ HK$279,290/mo (50% DSR)
Upfront cash ≈ HK$28.33M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,909
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$147,354
−HK$4,517/mo
Today · 4.125%
HK$151,871
baseline
▲ 0.50% · 4.625%
HK$161,112
+HK$9,241/mo
Deposit HK$20.89M · loan HK$31.34M · min. income ≈ HK$303,742/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,985
−HK$8,589/mo
▼ 0.25% · 3.875%
HK$163,249
−HK$4,325/mo
Today · 4.125%
HK$167,574
baseline
▲ 0.50% · 4.625%
HK$176,408
+HK$8,834/mo
Deposit HK$20.89M · loan HK$31.34M · min. income ≈ HK$335,148/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,727
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$171,913
−HK$5,270/mo
Today · 4.125%
HK$177,183
baseline
▲ 0.50% · 4.625%
HK$187,964
+HK$10,781/mo
Deposit HK$15.67M · loan HK$36.56M · min. income ≈ HK$354,366/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,482
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$190,457
−HK$5,047/mo
Today · 4.125%
HK$195,504
baseline
▲ 0.50% · 4.625%
HK$205,809
+HK$10,305/mo
Deposit HK$15.67M · loan HK$36.56M · min. income ≈ HK$391,008/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,364
−HK$13,442/mo
▼ 0.25% · 3.875%
HK$221,032
−HK$6,774/mo
Today · 4.125%
HK$227,806
baseline
▲ 0.50% · 4.625%
HK$241,668
+HK$13,862/mo
Deposit HK$5.22M · loan HK$47.00M · min. income ≈ HK$455,612/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,477
−HK$12,885/mo
▼ 0.25% · 3.875%
HK$244,873
−HK$6,489/mo
Today · 4.125%
HK$251,362
baseline
▲ 0.50% · 4.625%
HK$264,611
+HK$13,249/mo
Deposit HK$5.22M · loan HK$47.00M · min. income ≈ HK$502,724/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,219,648 · Scale 2, in force from 26 Feb 2026)