LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,096
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$122,800
−HK$3,764/mo
Today · 4.125%
HK$126,564
baseline
▲ 0.50% · 4.625%
HK$134,265
+HK$7,701/mo
Deposit HK$26.11M · loan HK$26.11M · min. income ≈ HK$253,128/mo (50% DSR)
Upfront cash ≈ HK$28.33M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,493
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$136,046
−HK$3,605/mo
Today · 4.125%
HK$139,651
baseline
▲ 0.50% · 4.625%
HK$147,012
+HK$7,361/mo
Deposit HK$26.11M · loan HK$26.11M · min. income ≈ HK$279,302/mo (50% DSR)
Upfront cash ≈ HK$28.33M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,915
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$147,360
−HK$4,517/mo
Today · 4.125%
HK$151,877
baseline
▲ 0.50% · 4.625%
HK$161,118
+HK$9,241/mo
Deposit HK$20.89M · loan HK$31.34M · min. income ≈ HK$303,754/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,991
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$163,255
−HK$4,326/mo
Today · 4.125%
HK$167,581
baseline
▲ 0.50% · 4.625%
HK$176,414
+HK$8,833/mo
Deposit HK$20.89M · loan HK$31.34M · min. income ≈ HK$335,162/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,734
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$171,920
−HK$5,270/mo
Today · 4.125%
HK$177,190
baseline
▲ 0.50% · 4.625%
HK$187,971
+HK$10,781/mo
Deposit HK$15.67M · loan HK$36.56M · min. income ≈ HK$354,380/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,490
−HK$10,021/mo
▼ 0.25% · 3.875%
HK$190,464
−HK$5,047/mo
Today · 4.125%
HK$195,511
baseline
▲ 0.50% · 4.625%
HK$205,817
+HK$10,306/mo
Deposit HK$15.67M · loan HK$36.56M · min. income ≈ HK$391,022/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,372
−HK$13,443/mo
▼ 0.25% · 3.875%
HK$221,040
−HK$6,775/mo
Today · 4.125%
HK$227,815
baseline
▲ 0.50% · 4.625%
HK$241,677
+HK$13,862/mo
Deposit HK$5.22M · loan HK$47.01M · min. income ≈ HK$455,630/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,487
−HK$12,885/mo
▼ 0.25% · 3.875%
HK$244,883
−HK$6,489/mo
Today · 4.125%
HK$251,372
baseline
▲ 0.50% · 4.625%
HK$264,622
+HK$13,250/mo
Deposit HK$5.22M · loan HK$47.01M · min. income ≈ HK$502,744/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,219,735 · Scale 2, in force from 26 Feb 2026)