LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,119
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$122,825
−HK$3,764/mo
Today · 4.125%
HK$126,589
baseline
▲ 0.50% · 4.625%
HK$134,292
+HK$7,703/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$253,178/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,519
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$136,073
−HK$3,606/mo
Today · 4.125%
HK$139,679
baseline
▲ 0.50% · 4.625%
HK$147,041
+HK$7,362/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$279,358/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,943
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$147,390
−HK$4,517/mo
Today · 4.125%
HK$151,907
baseline
▲ 0.50% · 4.625%
HK$161,150
+HK$9,243/mo
Deposit HK$20.90M · loan HK$31.34M · min. income ≈ HK$303,814/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,023
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$163,288
−HK$4,326/mo
Today · 4.125%
HK$167,614
baseline
▲ 0.50% · 4.625%
HK$176,450
+HK$8,836/mo
Deposit HK$20.90M · loan HK$31.34M · min. income ≈ HK$335,228/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,767
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$171,954
−HK$5,271/mo
Today · 4.125%
HK$177,225
baseline
▲ 0.50% · 4.625%
HK$188,009
+HK$10,784/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$354,450/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,527
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$190,502
−HK$5,048/mo
Today · 4.125%
HK$195,550
baseline
▲ 0.50% · 4.625%
HK$205,858
+HK$10,308/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$391,100/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,415
−HK$13,445/mo
▼ 0.25% · 3.875%
HK$221,084
−HK$6,776/mo
Today · 4.125%
HK$227,860
baseline
▲ 0.50% · 4.625%
HK$241,725
+HK$13,865/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$455,720/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,534
−HK$12,888/mo
▼ 0.25% · 3.875%
HK$244,932
−HK$6,490/mo
Today · 4.125%
HK$251,422
baseline
▲ 0.50% · 4.625%
HK$264,674
+HK$13,252/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$502,844/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,220,177 · Scale 2, in force from 26 Feb 2026)