LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,128
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$122,834
−HK$3,765/mo
Today · 4.125%
HK$126,599
baseline
▲ 0.50% · 4.625%
HK$134,302
+HK$7,703/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$253,198/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,529
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$136,084
−HK$3,605/mo
Today · 4.125%
HK$139,689
baseline
▲ 0.50% · 4.625%
HK$147,053
+HK$7,364/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$279,378/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,954
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,401
−HK$4,518/mo
Today · 4.125%
HK$151,919
baseline
▲ 0.50% · 4.625%
HK$161,162
+HK$9,243/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$303,838/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,035
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$163,300
−HK$4,327/mo
Today · 4.125%
HK$167,627
baseline
▲ 0.50% · 4.625%
HK$176,463
+HK$8,836/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$335,254/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,780
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$171,968
−HK$5,270/mo
Today · 4.125%
HK$177,238
baseline
▲ 0.50% · 4.625%
HK$188,023
+HK$10,785/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$354,476/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,541
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$190,517
−HK$5,048/mo
Today · 4.125%
HK$195,565
baseline
▲ 0.50% · 4.625%
HK$205,874
+HK$10,309/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$391,130/mo (50% DSR)
Upfront cash ≈ HK$17.89M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,431
−HK$13,447/mo
▼ 0.25% · 3.875%
HK$221,101
−HK$6,777/mo
Today · 4.125%
HK$227,878
baseline
▲ 0.50% · 4.625%
HK$241,744
+HK$13,866/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$455,756/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,552
−HK$12,889/mo
▼ 0.25% · 3.875%
HK$244,950
−HK$6,491/mo
Today · 4.125%
HK$251,441
baseline
▲ 0.50% · 4.625%
HK$264,695
+HK$13,254/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$502,882/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$2,220,346 · Scale 2, in force from 26 Feb 2026)