LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,914
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,284
−HK$377/mo
Today · 4.125%
HK$12,661
baseline
▲ 0.50% · 4.625%
HK$13,431
+HK$770/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,322/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,254
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,609
−HK$361/mo
Today · 4.125%
HK$13,970
baseline
▲ 0.50% · 4.625%
HK$14,706
+HK$736/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,940/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,296
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,741
−HK$452/mo
Today · 4.125%
HK$15,193
baseline
▲ 0.50% · 4.625%
HK$16,117
+HK$924/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$30,386/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,904
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,331
−HK$433/mo
Today · 4.125%
HK$16,764
baseline
▲ 0.50% · 4.625%
HK$17,647
+HK$883/mo
Deposit HK$2.09M · loan HK$3.13M · min. income ≈ HK$33,528/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,679
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,198
−HK$527/mo
Today · 4.125%
HK$17,725
baseline
▲ 0.50% · 4.625%
HK$18,803
+HK$1,078/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,450/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,555
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,053
−HK$505/mo
Today · 4.125%
HK$19,558
baseline
▲ 0.50% · 4.625%
HK$20,589
+HK$1,031/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,116/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,444
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,111
−HK$678/mo
Today · 4.125%
HK$22,789
baseline
▲ 0.50% · 4.625%
HK$24,176
+HK$1,387/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$45,578/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,857
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,496
−HK$649/mo
Today · 4.125%
HK$25,145
baseline
▲ 0.50% · 4.625%
HK$26,471
+HK$1,326/mo
Deposit HK$522K · loan HK$4.70M · min. income ≈ HK$50,290/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,555 · Scale 2, in force from 26 Feb 2026)