LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,140
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$122,846
−HK$3,765/mo
Today · 4.125%
HK$126,611
baseline
▲ 0.50% · 4.625%
HK$134,315
+HK$7,704/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$253,222/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,542
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$136,097
−HK$3,606/mo
Today · 4.125%
HK$139,703
baseline
▲ 0.50% · 4.625%
HK$147,067
+HK$7,364/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$279,406/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,968
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,415
−HK$4,518/mo
Today · 4.125%
HK$151,933
baseline
▲ 0.50% · 4.625%
HK$161,178
+HK$9,245/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$303,866/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,050
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$163,316
−HK$4,327/mo
Today · 4.125%
HK$167,643
baseline
▲ 0.50% · 4.625%
HK$176,480
+HK$8,837/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$335,286/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,796
−HK$10,459/mo
▼ 0.25% · 3.875%
HK$171,984
−HK$5,271/mo
Today · 4.125%
HK$177,255
baseline
▲ 0.50% · 4.625%
HK$188,041
+HK$10,786/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$354,510/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,559
−HK$10,025/mo
▼ 0.25% · 3.875%
HK$190,535
−HK$5,049/mo
Today · 4.125%
HK$195,584
baseline
▲ 0.50% · 4.625%
HK$205,893
+HK$10,309/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$391,168/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,452
−HK$13,448/mo
▼ 0.25% · 3.875%
HK$221,123
−HK$6,777/mo
Today · 4.125%
HK$227,900
baseline
▲ 0.50% · 4.625%
HK$241,767
+HK$13,867/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$455,800/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,576
−HK$12,889/mo
▼ 0.25% · 3.875%
HK$244,974
−HK$6,491/mo
Today · 4.125%
HK$251,465
baseline
▲ 0.50% · 4.625%
HK$264,720
+HK$13,255/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$502,930/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,220,561 · Scale 2, in force from 26 Feb 2026)