LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,142
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$122,848
−HK$3,765/mo
Today · 4.125%
HK$126,613
baseline
▲ 0.50% · 4.625%
HK$134,318
+HK$7,705/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$253,226/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,544
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$136,099
−HK$3,606/mo
Today · 4.125%
HK$139,705
baseline
▲ 0.50% · 4.625%
HK$147,070
+HK$7,365/mo
Deposit HK$26.12M · loan HK$26.12M · min. income ≈ HK$279,410/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,971
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$147,418
−HK$4,518/mo
Today · 4.125%
HK$151,936
baseline
▲ 0.50% · 4.625%
HK$161,181
+HK$9,245/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$303,872/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,053
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,319
−HK$4,328/mo
Today · 4.125%
HK$167,647
baseline
▲ 0.50% · 4.625%
HK$176,483
+HK$8,836/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$335,294/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,799
−HK$10,460/mo
▼ 0.25% · 3.875%
HK$171,987
−HK$5,272/mo
Today · 4.125%
HK$177,259
baseline
▲ 0.50% · 4.625%
HK$188,045
+HK$10,786/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$354,518/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,562
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$190,539
−HK$5,049/mo
Today · 4.125%
HK$195,588
baseline
▲ 0.50% · 4.625%
HK$205,897
+HK$10,309/mo
Deposit HK$15.67M · loan HK$36.57M · min. income ≈ HK$391,176/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,456
−HK$13,448/mo
▼ 0.25% · 3.875%
HK$221,127
−HK$6,777/mo
Today · 4.125%
HK$227,904
baseline
▲ 0.50% · 4.625%
HK$241,772
+HK$13,868/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$455,808/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,580
−HK$12,890/mo
▼ 0.25% · 3.875%
HK$244,979
−HK$6,491/mo
Today · 4.125%
HK$251,470
baseline
▲ 0.50% · 4.625%
HK$264,725
+HK$13,255/mo
Deposit HK$5.22M · loan HK$47.02M · min. income ≈ HK$502,940/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,220,603 · Scale 2, in force from 26 Feb 2026)