LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,154
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$122,861
−HK$3,765/mo
Today · 4.125%
HK$126,626
baseline
▲ 0.50% · 4.625%
HK$134,331
+HK$7,705/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$253,252/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,558
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$136,113
−HK$3,606/mo
Today · 4.125%
HK$139,719
baseline
▲ 0.50% · 4.625%
HK$147,084
+HK$7,365/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$279,438/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,985
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$147,433
−HK$4,518/mo
Today · 4.125%
HK$151,951
baseline
▲ 0.50% · 4.625%
HK$161,197
+HK$9,246/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$303,902/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,069
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$163,335
−HK$4,328/mo
Today · 4.125%
HK$167,663
baseline
▲ 0.50% · 4.625%
HK$176,501
+HK$8,838/mo
Deposit HK$20.90M · loan HK$31.35M · min. income ≈ HK$335,326/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,816
−HK$10,461/mo
▼ 0.25% · 3.875%
HK$172,005
−HK$5,272/mo
Today · 4.125%
HK$177,277
baseline
▲ 0.50% · 4.625%
HK$188,063
+HK$10,786/mo
Deposit HK$15.68M · loan HK$36.58M · min. income ≈ HK$354,554/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,581
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$190,558
−HK$5,049/mo
Today · 4.125%
HK$195,607
baseline
▲ 0.50% · 4.625%
HK$205,918
+HK$10,311/mo
Deposit HK$15.68M · loan HK$36.58M · min. income ≈ HK$391,214/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,477
−HK$13,450/mo
▼ 0.25% · 3.875%
HK$221,149
−HK$6,778/mo
Today · 4.125%
HK$227,927
baseline
▲ 0.50% · 4.625%
HK$241,796
+HK$13,869/mo
Deposit HK$5.23M · loan HK$47.03M · min. income ≈ HK$455,854/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,604
−HK$12,891/mo
▼ 0.25% · 3.875%
HK$245,003
−HK$6,492/mo
Today · 4.125%
HK$251,495
baseline
▲ 0.50% · 4.625%
HK$264,752
+HK$13,257/mo
Deposit HK$5.23M · loan HK$47.03M · min. income ≈ HK$502,990/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,220,826 · Scale 2, in force from 26 Feb 2026)