LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,916
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,286
−HK$377/mo
Today · 4.125%
HK$12,663
baseline
▲ 0.50% · 4.625%
HK$13,433
+HK$770/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,326/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,256
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,611
−HK$361/mo
Today · 4.125%
HK$13,972
baseline
▲ 0.50% · 4.625%
HK$14,709
+HK$737/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,944/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,299
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,743
−HK$452/mo
Today · 4.125%
HK$15,195
baseline
▲ 0.50% · 4.625%
HK$16,120
+HK$925/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,390/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,907
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,334
−HK$433/mo
Today · 4.125%
HK$16,767
baseline
▲ 0.50% · 4.625%
HK$17,650
+HK$883/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,534/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,682
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,201
−HK$527/mo
Today · 4.125%
HK$17,728
baseline
▲ 0.50% · 4.625%
HK$18,807
+HK$1,079/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,456/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,558
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,056
−HK$505/mo
Today · 4.125%
HK$19,561
baseline
▲ 0.50% · 4.625%
HK$20,592
+HK$1,031/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,122/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,448
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,115
−HK$678/mo
Today · 4.125%
HK$22,793
baseline
▲ 0.50% · 4.625%
HK$24,180
+HK$1,387/mo
Deposit HK$523K · loan HK$4.70M · min. income ≈ HK$45,586/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$649/mo
Today · 4.125%
HK$25,150
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,326/mo
Deposit HK$523K · loan HK$4.70M · min. income ≈ HK$50,300/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,575 · Scale 2, in force from 26 Feb 2026)