LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,165
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,872
−HK$3,766/mo
Today · 4.125%
HK$126,638
baseline
▲ 0.50% · 4.625%
HK$134,344
+HK$7,706/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$253,276/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,570
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,126
−HK$3,607/mo
Today · 4.125%
HK$139,733
baseline
▲ 0.50% · 4.625%
HK$147,098
+HK$7,365/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$279,466/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,998
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$147,447
−HK$4,519/mo
Today · 4.125%
HK$151,966
baseline
▲ 0.50% · 4.625%
HK$161,213
+HK$9,247/mo
Deposit HK$20.90M · loan HK$31.36M · min. income ≈ HK$303,932/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,084
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$163,351
−HK$4,328/mo
Today · 4.125%
HK$167,679
baseline
▲ 0.50% · 4.625%
HK$176,518
+HK$8,839/mo
Deposit HK$20.90M · loan HK$31.36M · min. income ≈ HK$335,358/mo (50% DSR)
Upfront cash ≈ HK$23.12M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,832
−HK$10,461/mo
▼ 0.25% · 3.875%
HK$172,021
−HK$5,272/mo
Today · 4.125%
HK$177,293
baseline
▲ 0.50% · 4.625%
HK$188,081
+HK$10,788/mo
Deposit HK$15.68M · loan HK$36.58M · min. income ≈ HK$354,586/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,598
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,576
−HK$5,050/mo
Today · 4.125%
HK$195,626
baseline
▲ 0.50% · 4.625%
HK$205,937
+HK$10,311/mo
Deposit HK$15.68M · loan HK$36.58M · min. income ≈ HK$391,252/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,498
−HK$13,451/mo
▼ 0.25% · 3.875%
HK$221,170
−HK$6,779/mo
Today · 4.125%
HK$227,949
baseline
▲ 0.50% · 4.625%
HK$241,819
+HK$13,870/mo
Deposit HK$5.23M · loan HK$47.03M · min. income ≈ HK$455,898/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,627
−HK$12,892/mo
▼ 0.25% · 3.875%
HK$245,026
−HK$6,493/mo
Today · 4.125%
HK$251,519
baseline
▲ 0.50% · 4.625%
HK$264,777
+HK$13,258/mo
Deposit HK$5.23M · loan HK$47.03M · min. income ≈ HK$503,038/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,036 · Scale 2, in force from 26 Feb 2026)