LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,917
−HK$747/mo
▼ 0.25% · 3.875%
HK$12,288
−HK$376/mo
Today · 4.125%
HK$12,664
baseline
▲ 0.50% · 4.625%
HK$13,435
+HK$771/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$25,328/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,258
−HK$716/mo
▼ 0.25% · 3.875%
HK$13,613
−HK$361/mo
Today · 4.125%
HK$13,974
baseline
▲ 0.50% · 4.625%
HK$14,710
+HK$736/mo
Deposit HK$2.61M · loan HK$2.61M · min. income ≈ HK$27,948/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,300
−HK$897/mo
▼ 0.25% · 3.875%
HK$14,745
−HK$452/mo
Today · 4.125%
HK$15,197
baseline
▲ 0.50% · 4.625%
HK$16,122
+HK$925/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$30,394/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,909
−HK$860/mo
▼ 0.25% · 3.875%
HK$16,336
−HK$433/mo
Today · 4.125%
HK$16,769
baseline
▲ 0.50% · 4.625%
HK$17,652
+HK$883/mo
Deposit HK$2.09M · loan HK$3.14M · min. income ≈ HK$33,538/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,684
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,203
−HK$527/mo
Today · 4.125%
HK$17,730
baseline
▲ 0.50% · 4.625%
HK$18,809
+HK$1,079/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$35,460/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,561
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,058
−HK$505/mo
Today · 4.125%
HK$19,563
baseline
▲ 0.50% · 4.625%
HK$20,594
+HK$1,031/mo
Deposit HK$1.57M · loan HK$3.66M · min. income ≈ HK$39,126/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,451
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,118
−HK$678/mo
Today · 4.125%
HK$22,796
baseline
▲ 0.50% · 4.625%
HK$24,183
+HK$1,387/mo
Deposit HK$523K · loan HK$4.70M · min. income ≈ HK$45,592/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,864
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,504
−HK$649/mo
Today · 4.125%
HK$25,153
baseline
▲ 0.50% · 4.625%
HK$26,479
+HK$1,326/mo
Deposit HK$523K · loan HK$4.70M · min. income ≈ HK$50,306/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$117,589 · Scale 2, in force from 26 Feb 2026)