LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,178
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,885
−HK$3,766/mo
Today · 4.125%
HK$126,651
baseline
▲ 0.50% · 4.625%
HK$134,358
+HK$7,707/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$253,302/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,584
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,140
−HK$3,607/mo
Today · 4.125%
HK$139,747
baseline
▲ 0.50% · 4.625%
HK$147,113
+HK$7,366/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$279,494/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,013
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,462
−HK$4,520/mo
Today · 4.125%
HK$151,982
baseline
▲ 0.50% · 4.625%
HK$161,229
+HK$9,247/mo
Deposit HK$20.91M · loan HK$31.36M · min. income ≈ HK$303,964/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,101
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,368
−HK$4,329/mo
Today · 4.125%
HK$167,697
baseline
▲ 0.50% · 4.625%
HK$176,536
+HK$8,839/mo
Deposit HK$20.91M · loan HK$31.36M · min. income ≈ HK$335,394/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,849
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$172,039
−HK$5,273/mo
Today · 4.125%
HK$177,312
baseline
▲ 0.50% · 4.625%
HK$188,101
+HK$10,789/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$354,624/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,618
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,596
−HK$5,050/mo
Today · 4.125%
HK$195,646
baseline
▲ 0.50% · 4.625%
HK$205,959
+HK$10,313/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$391,292/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,520
−HK$13,452/mo
▼ 0.25% · 3.875%
HK$221,193
−HK$6,779/mo
Today · 4.125%
HK$227,972
baseline
▲ 0.50% · 4.625%
HK$241,844
+HK$13,872/mo
Deposit HK$5.23M · loan HK$47.04M · min. income ≈ HK$455,944/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,651
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,052
−HK$6,493/mo
Today · 4.125%
HK$251,545
baseline
▲ 0.50% · 4.625%
HK$264,804
+HK$13,259/mo
Deposit HK$5.23M · loan HK$47.04M · min. income ≈ HK$503,090/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,266 · Scale 2, in force from 26 Feb 2026)