LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,185
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,892
−HK$3,766/mo
Today · 4.125%
HK$126,658
baseline
▲ 0.50% · 4.625%
HK$134,365
+HK$7,707/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$253,316/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,592
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,148
−HK$3,607/mo
Today · 4.125%
HK$139,755
baseline
▲ 0.50% · 4.625%
HK$147,122
+HK$7,367/mo
Deposit HK$26.13M · loan HK$26.13M · min. income ≈ HK$279,510/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,021
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$147,470
−HK$4,520/mo
Today · 4.125%
HK$151,990
baseline
▲ 0.50% · 4.625%
HK$161,238
+HK$9,248/mo
Deposit HK$20.91M · loan HK$31.36M · min. income ≈ HK$303,980/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,110
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$163,377
−HK$4,329/mo
Today · 4.125%
HK$167,706
baseline
▲ 0.50% · 4.625%
HK$176,546
+HK$8,840/mo
Deposit HK$20.91M · loan HK$31.36M · min. income ≈ HK$335,412/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,858
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$172,049
−HK$5,273/mo
Today · 4.125%
HK$177,322
baseline
▲ 0.50% · 4.625%
HK$188,112
+HK$10,790/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$354,644/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,628
−HK$10,029/mo
▼ 0.25% · 3.875%
HK$190,607
−HK$5,050/mo
Today · 4.125%
HK$195,657
baseline
▲ 0.50% · 4.625%
HK$205,971
+HK$10,314/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$391,314/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,532
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$221,205
−HK$6,780/mo
Today · 4.125%
HK$227,985
baseline
▲ 0.50% · 4.625%
HK$241,858
+HK$13,873/mo
Deposit HK$5.23M · loan HK$47.04M · min. income ≈ HK$455,970/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,665
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,066
−HK$6,493/mo
Today · 4.125%
HK$251,559
baseline
▲ 0.50% · 4.625%
HK$264,819
+HK$13,260/mo
Deposit HK$5.23M · loan HK$47.04M · min. income ≈ HK$503,118/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,393 · Scale 2, in force from 26 Feb 2026)