LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,200
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$122,908
−HK$3,767/mo
Today · 4.125%
HK$126,675
baseline
▲ 0.50% · 4.625%
HK$134,383
+HK$7,708/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$253,350/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,609
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,166
−HK$3,608/mo
Today · 4.125%
HK$139,774
baseline
▲ 0.50% · 4.625%
HK$147,141
+HK$7,367/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$279,548/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,040
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$147,490
−HK$4,520/mo
Today · 4.125%
HK$152,010
baseline
▲ 0.50% · 4.625%
HK$161,260
+HK$9,250/mo
Deposit HK$20.91M · loan HK$31.36M · min. income ≈ HK$304,020/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,131
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$163,399
−HK$4,329/mo
Today · 4.125%
HK$167,728
baseline
▲ 0.50% · 4.625%
HK$176,570
+HK$8,842/mo
Deposit HK$20.91M · loan HK$31.36M · min. income ≈ HK$335,456/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,880
−HK$10,465/mo
▼ 0.25% · 3.875%
HK$172,071
−HK$5,274/mo
Today · 4.125%
HK$177,345
baseline
▲ 0.50% · 4.625%
HK$188,136
+HK$10,791/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$354,690/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,653
−HK$10,030/mo
▼ 0.25% · 3.875%
HK$190,632
−HK$5,051/mo
Today · 4.125%
HK$195,683
baseline
▲ 0.50% · 4.625%
HK$205,998
+HK$10,315/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$391,366/mo (50% DSR)
Upfront cash ≈ HK$17.90M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,561
−HK$13,454/mo
▼ 0.25% · 3.875%
HK$221,235
−HK$6,780/mo
Today · 4.125%
HK$228,015
baseline
▲ 0.50% · 4.625%
HK$241,890
+HK$13,875/mo
Deposit HK$5.23M · loan HK$47.05M · min. income ≈ HK$456,030/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,697
−HK$12,896/mo
▼ 0.25% · 3.875%
HK$245,098
−HK$6,495/mo
Today · 4.125%
HK$251,593
baseline
▲ 0.50% · 4.625%
HK$264,854
+HK$13,261/mo
Deposit HK$5.23M · loan HK$47.05M · min. income ≈ HK$503,186/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,687 · Scale 2, in force from 26 Feb 2026)