LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,208
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$122,916
−HK$3,767/mo
Today · 4.125%
HK$126,683
baseline
▲ 0.50% · 4.625%
HK$134,392
+HK$7,709/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$253,366/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,617
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,174
−HK$3,608/mo
Today · 4.125%
HK$139,782
baseline
▲ 0.50% · 4.625%
HK$147,151
+HK$7,369/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$279,564/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,049
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,499
−HK$4,521/mo
Today · 4.125%
HK$152,020
baseline
▲ 0.50% · 4.625%
HK$161,270
+HK$9,250/mo
Deposit HK$20.91M · loan HK$31.37M · min. income ≈ HK$304,040/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,141
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$163,409
−HK$4,330/mo
Today · 4.125%
HK$167,739
baseline
▲ 0.50% · 4.625%
HK$176,581
+HK$8,842/mo
Deposit HK$20.91M · loan HK$31.37M · min. income ≈ HK$335,478/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,891
−HK$10,465/mo
▼ 0.25% · 3.875%
HK$172,082
−HK$5,274/mo
Today · 4.125%
HK$177,356
baseline
▲ 0.50% · 4.625%
HK$188,148
+HK$10,792/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$354,712/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,664
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$190,644
−HK$5,051/mo
Today · 4.125%
HK$195,695
baseline
▲ 0.50% · 4.625%
HK$206,011
+HK$10,316/mo
Deposit HK$15.68M · loan HK$36.59M · min. income ≈ HK$391,390/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,574
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$221,249
−HK$6,781/mo
Today · 4.125%
HK$228,030
baseline
▲ 0.50% · 4.625%
HK$241,905
+HK$13,875/mo
Deposit HK$5.23M · loan HK$47.05M · min. income ≈ HK$456,060/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,711
−HK$12,897/mo
▼ 0.25% · 3.875%
HK$245,114
−HK$6,494/mo
Today · 4.125%
HK$251,608
baseline
▲ 0.50% · 4.625%
HK$264,871
+HK$13,263/mo
Deposit HK$5.23M · loan HK$47.05M · min. income ≈ HK$503,216/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,826 · Scale 2, in force from 26 Feb 2026)