LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,214
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,923
−HK$3,767/mo
Today · 4.125%
HK$126,690
baseline
▲ 0.50% · 4.625%
HK$134,399
+HK$7,709/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$253,380/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,625
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,182
−HK$3,608/mo
Today · 4.125%
HK$139,790
baseline
▲ 0.50% · 4.625%
HK$147,159
+HK$7,369/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$279,580/mo (50% DSR)
Upfront cash ≈ HK$28.36M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,057
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$147,507
−HK$4,521/mo
Today · 4.125%
HK$152,028
baseline
▲ 0.50% · 4.625%
HK$161,279
+HK$9,251/mo
Deposit HK$20.91M · loan HK$31.37M · min. income ≈ HK$304,056/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,150
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$163,418
−HK$4,330/mo
Today · 4.125%
HK$167,748
baseline
▲ 0.50% · 4.625%
HK$176,590
+HK$8,842/mo
Deposit HK$20.91M · loan HK$31.37M · min. income ≈ HK$335,496/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,900
−HK$10,466/mo
▼ 0.25% · 3.875%
HK$172,092
−HK$5,274/mo
Today · 4.125%
HK$177,366
baseline
▲ 0.50% · 4.625%
HK$188,158
+HK$10,792/mo
Deposit HK$15.68M · loan HK$36.60M · min. income ≈ HK$354,732/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,675
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$190,654
−HK$5,052/mo
Today · 4.125%
HK$195,706
baseline
▲ 0.50% · 4.625%
HK$206,022
+HK$10,316/mo
Deposit HK$15.68M · loan HK$36.60M · min. income ≈ HK$391,412/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,586
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$221,261
−HK$6,781/mo
Today · 4.125%
HK$228,042
baseline
▲ 0.50% · 4.625%
HK$241,918
+HK$13,876/mo
Deposit HK$5.23M · loan HK$47.05M · min. income ≈ HK$456,084/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,725
−HK$12,897/mo
▼ 0.25% · 3.875%
HK$245,127
−HK$6,495/mo
Today · 4.125%
HK$251,622
baseline
▲ 0.50% · 4.625%
HK$264,885
+HK$13,263/mo
Deposit HK$5.23M · loan HK$47.05M · min. income ≈ HK$503,244/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,221,947 · Scale 2, in force from 26 Feb 2026)