LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,227
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,936
−HK$3,768/mo
Today · 4.125%
HK$126,704
baseline
▲ 0.50% · 4.625%
HK$134,413
+HK$7,709/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$253,408/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,639
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,196
−HK$3,609/mo
Today · 4.125%
HK$139,805
baseline
▲ 0.50% · 4.625%
HK$147,174
+HK$7,369/mo
Deposit HK$26.14M · loan HK$26.14M · min. income ≈ HK$279,610/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,072
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$147,523
−HK$4,521/mo
Today · 4.125%
HK$152,044
baseline
▲ 0.50% · 4.625%
HK$161,296
+HK$9,252/mo
Deposit HK$20.91M · loan HK$31.37M · min. income ≈ HK$304,088/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,167
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$163,435
−HK$4,331/mo
Today · 4.125%
HK$167,766
baseline
▲ 0.50% · 4.625%
HK$176,609
+HK$8,843/mo
Deposit HK$20.91M · loan HK$31.37M · min. income ≈ HK$335,532/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,918
−HK$10,467/mo
▼ 0.25% · 3.875%
HK$172,110
−HK$5,275/mo
Today · 4.125%
HK$177,385
baseline
▲ 0.50% · 4.625%
HK$188,179
+HK$10,794/mo
Deposit HK$15.69M · loan HK$36.60M · min. income ≈ HK$354,770/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,694
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$190,675
−HK$5,052/mo
Today · 4.125%
HK$195,727
baseline
▲ 0.50% · 4.625%
HK$206,044
+HK$10,317/mo
Deposit HK$15.69M · loan HK$36.60M · min. income ≈ HK$391,454/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,609
−HK$13,457/mo
▼ 0.25% · 3.875%
HK$221,284
−HK$6,782/mo
Today · 4.125%
HK$228,066
baseline
▲ 0.50% · 4.625%
HK$241,944
+HK$13,878/mo
Deposit HK$5.23M · loan HK$47.06M · min. income ≈ HK$456,132/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,750
−HK$12,899/mo
▼ 0.25% · 3.875%
HK$245,153
−HK$6,496/mo
Today · 4.125%
HK$251,649
baseline
▲ 0.50% · 4.625%
HK$264,914
+HK$13,265/mo
Deposit HK$5.23M · loan HK$47.06M · min. income ≈ HK$503,298/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,184 · Scale 2, in force from 26 Feb 2026)