LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,236
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,944
−HK$3,769/mo
Today · 4.125%
HK$126,713
baseline
▲ 0.50% · 4.625%
HK$134,423
+HK$7,710/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$253,426/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,648
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,206
−HK$3,609/mo
Today · 4.125%
HK$139,815
baseline
▲ 0.50% · 4.625%
HK$147,185
+HK$7,370/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$279,630/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,083
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$147,533
−HK$4,522/mo
Today · 4.125%
HK$152,055
baseline
▲ 0.50% · 4.625%
HK$161,307
+HK$9,252/mo
Deposit HK$20.92M · loan HK$31.37M · min. income ≈ HK$304,110/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,178
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,447
−HK$4,331/mo
Today · 4.125%
HK$167,778
baseline
▲ 0.50% · 4.625%
HK$176,622
+HK$8,844/mo
Deposit HK$20.92M · loan HK$31.37M · min. income ≈ HK$335,556/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,930
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$172,122
−HK$5,276/mo
Today · 4.125%
HK$177,398
baseline
▲ 0.50% · 4.625%
HK$188,192
+HK$10,794/mo
Deposit HK$15.69M · loan HK$36.60M · min. income ≈ HK$354,796/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,708
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$190,688
−HK$5,053/mo
Today · 4.125%
HK$195,741
baseline
▲ 0.50% · 4.625%
HK$206,059
+HK$10,318/mo
Deposit HK$15.69M · loan HK$36.60M · min. income ≈ HK$391,482/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,624
−HK$13,459/mo
▼ 0.25% · 3.875%
HK$221,300
−HK$6,783/mo
Today · 4.125%
HK$228,083
baseline
▲ 0.50% · 4.625%
HK$241,961
+HK$13,878/mo
Deposit HK$5.23M · loan HK$47.06M · min. income ≈ HK$456,166/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,767
−HK$12,900/mo
▼ 0.25% · 3.875%
HK$245,171
−HK$6,496/mo
Today · 4.125%
HK$251,667
baseline
▲ 0.50% · 4.625%
HK$264,933
+HK$13,266/mo
Deposit HK$5.23M · loan HK$47.06M · min. income ≈ HK$503,334/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,343 · Scale 2, in force from 26 Feb 2026)