LTV · monthly repayment
▼ 0.50% · 3.625%
HK$119,237
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,946
−HK$3,768/mo
Today · 4.125%
HK$126,714
baseline
▲ 0.50% · 4.625%
HK$134,424
+HK$7,710/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$253,428/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,650
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$136,207
−HK$3,609/mo
Today · 4.125%
HK$139,816
baseline
▲ 0.50% · 4.625%
HK$147,186
+HK$7,370/mo
Deposit HK$26.15M · loan HK$26.15M · min. income ≈ HK$279,632/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,084
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,535
−HK$4,522/mo
Today · 4.125%
HK$152,057
baseline
▲ 0.50% · 4.625%
HK$161,309
+HK$9,252/mo
Deposit HK$20.92M · loan HK$31.37M · min. income ≈ HK$304,114/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,180
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,449
−HK$4,331/mo
Today · 4.125%
HK$167,780
baseline
▲ 0.50% · 4.625%
HK$176,624
+HK$8,844/mo
Deposit HK$20.92M · loan HK$31.37M · min. income ≈ HK$335,560/mo (50% DSR)
Upfront cash ≈ HK$23.14M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,931
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$172,124
−HK$5,276/mo
Today · 4.125%
HK$177,400
baseline
▲ 0.50% · 4.625%
HK$188,194
+HK$10,794/mo
Deposit HK$15.69M · loan HK$36.60M · min. income ≈ HK$354,800/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,710
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$190,690
−HK$5,053/mo
Today · 4.125%
HK$195,743
baseline
▲ 0.50% · 4.625%
HK$206,061
+HK$10,318/mo
Deposit HK$15.69M · loan HK$36.60M · min. income ≈ HK$391,486/mo (50% DSR)
Upfront cash ≈ HK$17.91M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,626
−HK$13,459/mo
▼ 0.25% · 3.875%
HK$221,302
−HK$6,783/mo
Today · 4.125%
HK$228,085
baseline
▲ 0.50% · 4.625%
HK$241,964
+HK$13,879/mo
Deposit HK$5.23M · loan HK$47.06M · min. income ≈ HK$456,170/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,769
−HK$12,900/mo
▼ 0.25% · 3.875%
HK$245,173
−HK$6,496/mo
Today · 4.125%
HK$251,669
baseline
▲ 0.50% · 4.625%
HK$264,935
+HK$13,266/mo
Deposit HK$5.23M · loan HK$47.06M · min. income ≈ HK$503,338/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$2,222,366 · Scale 2, in force from 26 Feb 2026)